52-page guide 8 letters & emails Every figure sourced

My flight was cancelled. What am I actually owed?

A refund and compensation are different things, and almost everything written about this blurs them. The US gives you one automatically and the other barely at all — and there is a European route that reaches more American travellers than most people realise.

139k refund complaints reached the US Department of Transportation between 2020 and 2022 — in 2020 alone, 87% of every complaint the department received was about a refund. That is the problem the automatic refund rule was written to fix.

DOT Office of Inspector General, report AV2025045, 17 September 2025.

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The problem

Two words that mean completely different things

A refund is your money back for travel you did not take. Compensation is a payment on top, for the disruption itself. In the United States you have a strong right to the first and essentially none to the second.

139krefund complaints to the DOT between 2020 and 2022
87%of all DOT consumer complaints in 2020 were about refunds
$0US cash compensation for a delayed flight — the proposal was withdrawn in November 2025
0US airlines that commit to cash compensation on the DOT's own dashboard

Complaint figures: DOT Office of Inspector General, report AV2025045, 17 September 2025. Withdrawal: Airline Passenger Rights; Withdrawal, 90 FR 51230, 17 November 2025. Dashboard: DOT Airline Cancellation and Delay Dashboard, last updated 11 September 2025.

Why people lose money here

Four ways a good claim goes wrong

They accept at the desk

The refund trigger is that you rejected the alternative or did not respond to it. Accepting the rebooking and flying generally ends the entitlement — and that decision gets made under pressure, at a counter, with a queue behind you.

They take the voucher

A refund must go back in your original payment method unless you actively accept something else. A voucher you did not ask for and did not accept is not a discharge of the refund.

They chase compensation that does not exist

Weeks spent demanding a US payment for delay, which no law provides. Meanwhile the refund clock — 7 business days or 20 calendar days — runs quietly.

They pay a claims company

A quarter to a third of whatever is recovered, for sending a letter you could send yourself — and the airline's duty to answer within 30 and 60 days applies whoever wrote it.

The system

Work out which of the two you have, then claim it properly

Most of the difficulty here is definitional. Once you know which entitlement you are using, the letters write themselves.

1

Test for a significant change

Six triggers, and three of them have no time threshold at all — a changed airport, an extra connection, or a downgrade each qualify on their own.

2

Know what not to do at the desk

The one chapter to read in an airport. Three questions to ask before you accept anything, and the honest trade-off between arriving and being refunded.

3

Check the European route

EU261 pays real cash — €250 to €600 — and the coverage test is asymmetrical in a way that catches people out. Some US travellers qualify without knowing it.

4

Use their own promises

No law gives you a hotel. But federal regulation requires an airline to adhere to the customer service plan it published — so the promise is the thing to quote.

5

Start their clock, in writing

A written complaint obliges the airline to acknowledge within 30 days and answer substantively within 60. A phone call starts nothing.

What's included

52 pages, and everything you have to send

Instant download. PDF and DOCX, so the letters can be edited rather than retyped.

01

The 52-page guide

Twelve chapters in four parts — the refund you are owed, compensation, bags and tarmac and denied boarding, and claiming it. Three sourced figures.

PDF + DOCX
02

The Disruption Record

Fill it in while it is happening. Almost every claim turns on a time, and times are the first thing anyone forgets.

Printable
03

The eligibility worksheet

Two blocks of yes/no questions that tell you exactly which entitlement you have and which letter to send.

Printable
04

Eight letters and emails

Refund due and unpaid; refusing a voucher; an ancillary service you paid for and did not get; a full EU261 claim; involuntary denied boarding; baggage fee and delay expenses; holding an airline to its own published commitment; and the 30 or 60 day chase.

Copy & send
05

Six call scripts

The three questions to ask at the desk before accepting anything; asking precisely what cause is being recorded; what to check before volunteering your seat; chasing a refund; a missing bag; and being stuck on the tarmac.

Read aloud
06

The EU261 chapter

The coverage test, the amounts by distance, where the three-hour threshold actually comes from, and the extraordinary-circumstances defence — including what it does not defeat.

Chapter 6
07

One-page card

What to do in the airport, within a week, and before the next trip.

Printable
08

AI prompt library

Five prompts that help — delay arithmetic across time zones is the one an AI is genuinely good at — and a blunt list of what not to ask it.

5 prompts
09

Where to look, glossary and FAQ

Eight lookups, eleven terms in plain English, and honest answers to the eight questions people ask.

Appendices
Why it works

What makes this different from the free advice

It separates refund from compensation

The single most useful distinction in the subject, and the one almost every article blurs. Knowing which you have decides what you write and how long you wait.

It is current to August 2026

DOT paused enforcement of part of the refund rule in December 2025 and extended it to July 2027. The cash-compensation proposal was withdrawn. The EU adopted a major amendment in July 2026 that is not yet in force. All three are in here.

It warns you off a stale government page

DOT's own FAQ still shows denied-boarding caps of $675 and $1,350 and is stamped 2017. The current figures are $1,075 and $2,150.

No claims-company statistics

An entire industry publishes numbers about passenger rights and takes a percentage of what you recover. Not one of their figures appears in this book.

It tells you what a DOT complaint really does

It directs the airline to respond to you. It is not an arbitration service, and DOT says plainly it does not investigate every complaint. Worth filing — and worth knowing that before you wait on it.

It shows where the airline is on a clock

A written complaint must be acknowledged in 30 days and answered in 60. That is a deadline they have and you do not — and it only starts if you write.

Who it's for

Written for the person standing at the gate

You are in an airport right now

Go to Chapter 3 first. There is one thing you should not do before you understand it.

You were given a voucher and want your money

Chapter 2 and letter C2. A voucher you did not accept is not a discharge of the refund.

You flew to or from Europe

Chapter 6. The coverage test is asymmetrical and takes ten seconds to apply.

Your bag is missing

Chapter 7 — and file the Mishandled Baggage Report before you leave the airport, because the fee refund depends on it.

You were bumped from an oversold flight

The one US situation with real statutory cash compensation, and the caps most sources quote are out of date.

Who it's not for

Anyone expecting US compensation for a delay

There is none. The book says so on page one rather than selling you a claim that will fail.

Anyone wanting someone else to do it

This is a do-it-yourself book, on purpose — so you keep all of it.

Anyone outside the US and EU systems

Other countries run their own passenger rights regimes and this does not cover them.

The difference

The same cancelled flight, two different outcomes

Without the system

  • ✗ Accepts the rebooking at the desk and loses the refund without knowing
  • ✗ Takes the voucher because it is what was offered
  • ✗ Never notices the extra connection was itself a significant change
  • ✗ Spends three weeks demanding US compensation that does not exist
  • ✗ Leaves the airport without filing the baggage report
  • ✗ Argues about fairness instead of quoting the airline's own commitment
  • ✗ Complains by phone, so no deadline ever starts
  • ✗ Hands a third of an EU261 claim to a company for sending one letter

With the system

  • ✓ Asks three questions before accepting anything, and gets the offer in writing
  • ✓ Knows a refund goes back in the original payment method unless they agree otherwise
  • ✓ Tests all six triggers, including the three with no time threshold
  • ✓ Claims the refund on its own clock — 7 business days, or 20 calendar
  • ✓ Files the Mishandled Baggage Report before leaving
  • ✓ Quotes the customer service plan the airline is required to adhere to
  • ✓ Writes, so the 30 and 60 day deadlines start running
  • ✓ Sends the EU261 claim themselves and keeps the whole €600
Pricing

What it costs, next to a claims company's percentage

A single EU261 claim at €600, handled by a company taking a third, costs you around $230 in fees. This book costs $12.99 and you keep all of it.

Everything in the system

52-page guide, 12 chapters, 3 sourced figures$29
The Disruption Record$9
The eligibility worksheet$9
Eight letters and emails$19
Six call scripts$9
The EU261 chapter$9
One-page card$5
AI prompt library & what not to ask$5
Where to look, glossary, FAQ & full source list$5
Total if bought separately$99
$79 $12.99

One-time payment. No percentage of anything you recover.

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Where the line is

What this is, stated plainly

It is education, not advice

An explanation of a regulatory process. Not legal advice, and buying it creates no professional relationship.

It cannot promise you money

Some disruptions carry no entitlement at all, and the book says which rather than encouraging a claim that will fail.

The rules moved twice recently

An enforcement pause running to July 2027, a withdrawn compensation proposal, and an EU amendment adopted but not yet applicable. Every claim in the book is dated.

No borrowed statistics

Claims-management companies publish most of the numbers in this field and take a percentage of what you recover. None of their figures are used here.

Reviews

No reviews yet — and we are not going to invent any

This edition has just been released. Rather than publish testimonials from people who do not exist, these spaces are held for the first genuine reader reviews. On a product about claiming what you are owed, that seemed like the only defensible choice.

Awaiting first reader review

If a letter in here got your refund released, we would like to hear how — and to publish it with your permission, in your own words.

Awaiting first reader review

We will not publish claims about amounts recovered, because those depend on things no document controls.

Awaiting first reader review

Reserved for someone who ran an EU261 claim themselves rather than paying a percentage. That is the chapter we would most like to hear worked.

FAQ

Questions people ask before buying

My flight was delayed six hours. Am I owed compensation?

In the United States, almost certainly not — there is no general right to compensation for delay, and the proposal to create one was withdrawn on 17 November 2025. You may well be owed a refund, and you may be owed whatever your airline has itself promised for controllable disruptions. The book separates all three.

They gave me a voucher. Do I have to take it?

No. A refund must be issued in the original form of payment unless you agree to something else that is a cash equivalent, and any alternative requires your affirmative acceptance. Letter C2 is the wording.

I flew Paris to the US on an American airline. Does EU261 apply?

Yes. Any flight departing an EU airport is covered regardless of the airline's nationality. The asymmetry runs the other way: flying into the EU from a third country is only covered if the operating carrier is EU-licensed. Chapter 6.

How fast do they have to pay a refund?

Seven business days for a credit card purchase, twenty calendar days for anything else — counted from when the refund became due, not from when you asked. And under the current rule you should not have to ask at all.

Should I use a claims company?

Usually not. They typically take a quarter to a third, and on a straightforward claim they send the letter you could send yourself. Where they may genuinely earn it is a refused EU261 claim that would otherwise need litigation in a European court — and the book says so.

Does complaining to DOT get my money back?

Not directly. DOT directs the airline to respond to you and says plainly that it does not investigate every complaint. File it — it takes ten minutes and feeds the enforcement record — but keep working the airline in parallel.

What format is it?

A 52-page PDF plus an editable DOCX of the same content, so the letters and worksheets can be filled in rather than retyped. Instant download after checkout.

Are the statistics reliable?

Every figure is cited to a named publisher with a date — the DOT's Inspector General, the Federal Register, the CFR, the EU Regulation itself, and the Court of Justice. The book also names what it could not verify and leaves it out.

What if it isn't for me?

Email sales@viralbydesign.co within 7 days of purchase for a full refund. No forms, no explanation required.

7

7-day money-back guarantee

Open it, run the eligibility worksheet against your own disruption, and see which of the two entitlements you actually have. If it is not what you expected, email sales@viralbydesign.co within 7 days of purchase and you get a full refund. No forms, no explanation required.

You do not have to ask for the refund. You do have to know it is yours.

Since 2024 a qualifying refund must be issued automatically, in your original payment method, without a processing fee. The reason that rule exists is 139,000 complaints in three years from people who did ask, and did not get one.

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